Blogger’s note – I once worked for a rental management company. Sometimes people were evicted. I rarely saw any of that up close, though one memorable experience was checking a vacated house next to our office to see if any roaches were still alive after fumigation . . . later in my life, I left a bad romantic relationship and dropped into St Louis with a suitcase and $500 – no car, no job and no friends. I had to sleep in the room I rented with the light on (after cleaning all the trash out for the owner who didn’t do it many weeks after I started sleeping on the couch in their living room). Yeah, the roaches were still that bad . . .

What if you were a single parent with a child ? You work full time for $14.00 hr. You bring home roughly $800.00 per paycheck (bi-weekly).

Your monthly bills are:
$1,000.00 / rent
$ 150.00 / electric
$ 250.00 / car payment
$ 150.00 / car insurance

So do the math :
You bring home about $1,600.00 a month and your monthly bills average about $1,550.00 (give or take). You’re making it – barely. This amount does not include groceries, internet, cable, cell phone, etc.

Now, it’s a really cold December and you get a surprise power bill for $600.00 (blogger’s note – something like that actually happened here in the local area where I live). How do you pay that ? To put it simply, you don’t, because you can’t. Therefore, your power gets shut off. Your lease requires connected utilities, so now you will get evicted. You try to make your case in court, the judge doesn’t care. You are given 10 days to leave voluntarily.

If you’re lucky, maybe you found somewhere you could live, the rent is only $650.00 a month, but you only have 3 days to spare and you must pass a background and credit check first. And you won’t pass it because you just got evicted, even though you’ve never been a criminal. Even so, you’d be looking at $1,300, just to move in, after paying the deposit and first month’s rent.

The landlord shows up at 7am with the police and they change your locks. Now, you’re living in your car with your 7 year old son. You have everything you could salvage in the car with you. You try to get a storage unit, but you don’t have a billing address, so they won’t rent one to you. You have only taken what would fit in your backseat. You pay to shower at local truck stops and eat whatever you can cook in a gas station microwave.

Someone sees you are living this way with your son and calls Child Protective Services. Guess what happens next ? ? ? Your child is removed from you. And now, you lose your job too. (Because “as an employee who has lost their child, well it just reflects poorly on the company.”)

At this point, you apply for an apartment with a waiting list of 3-7 years. Then, you go to Wal-Mart and put in a job application. Returning to your car, you see that your back window has been smashed. Someone has helped themselves to your belongings.

Now, remember that it is December and really cold. Your only shelter is no longer safe.
You call your car insurance agent, who says your deductible is $1,000.00 and the bad new is now they’re going to increase your monthly rate because you’ve become “ high risk”.

As a last resort, you call the homeless shelter. All their beds are full. I’ll stop here ….. because you probably understand the point of this story.

The people we work with everyday are these people. We may even be these people ourselves.
We are all so close to homelessness and often we don’t even realize it.

All it takes is –

• one unexpected bill
• one fender bender
• one lay-off
• one house fire, etc.

There are people all around us who are poor, homeless, or in need of assistance. Be grateful that you’re not in their shoes (if you are not already).

Stay humble and be kind – and always, BE THANKFUL FOR WHAT YOU HAVE.
Many of us are struggling in some way.

Blogger’s note – My youngest sister spent 4 years homeless. I don’t know how she survived it but she did. Sadly, we are estranged because her untreated mental illness causes her to be very cruel towards me. Still, I am always grateful that she is no longer living on the street.

A comment on the story above shared a “game” that has been around awhile. It illustrates a similar point – the terrible choices some people have to make every day, just to barely get by (if they’re lucky). Here’s that game – LINK>PlaySpent.

Ending on a happier note – just Everyday People . . .